Comments for Southwest Credit Card

Comment on does signing up for multiple credit cards effect my credit score negatively? by Buck

Buck — Fri, 24 Dec 2010 22:06:08 +0000

I agree with Stephanie. It is very important to keep your balance under 30% of your limit on the cards. You will loose points because the credit card companies will pull your credit report. It is not good to apply for credit cards more than every 6 months.

More information is at http://getnointerestcreditcards.com

Comment on does signing up for multiple credit cards effect my credit score negatively? by lady_medusa69

lady_medusa69 — Fri, 24 Dec 2010 20:28:42 +0000

Yes and No

Having a few credit cards with no balance can be good
Having any cards with a revolving balance is not good at all

Comment on does signing up for multiple credit cards effect my credit score negatively? by bic

bic — Fri, 24 Dec 2010 19:59:51 +0000

on one hand it will establish credit, but on the other it will be frowned upon by other lending companies as revolving debt, and revolving debt is not good credit. They can see that this is an easy way for you to rack up debt in a matter of days, and be at your max debt limit, meaning you are a risk. Consider trasnfering the balance of one or two of the cards over. I suggest that you have only 1 card. Make sure that if you transfer the balance or pay off the balance of any card that you send a letter asking them to close the account. You must do this or the account will seem to stay open, whether you are using it or not.

Comment on does signing up for multiple credit cards effect my credit score negatively? by Robert L

Robert L — Fri, 24 Dec 2010 18:29:42 +0000

The key to maintaining a good credit score is to keep a low balance (below 50% of the high limit) on your accounts. But, you must understand that the more often your credit report is pulled by creditors you will increase the number of inquiries to your credit report. However, this will only negatively effect your credit score in a minor way. Adding a new credit card and keeping a low balance on it might even increase your score.

Comment on does signing up for multiple credit cards effect my credit score negatively? by STEPHANE O

STEPHANE O — Fri, 24 Dec 2010 15:17:38 +0000

The only effect will be the couple of points you might lose for the inquire.

Other then that as long as your balances are below 30% of your limits and your payments are mad as agreed it should actually help your score since your debt to credit ratio should be lower.

Comment on Has anyone had a problem with US Airways asking you to sign up for a credit card before purchasing a flight? by Shelley L

Shelley L — Tue, 07 Dec 2010 16:17:29 +0000

This is becoming common practice on the internet. (similar to when you get a check in the mail and it says in small print that cashing it signs you up for XYZ ). It's all part of marketing.

You should never assume that your order has gone thru until you get a confirmation #, Make sure you print the page with that number on it.. and check your account for purchases.

Comment on Has anyone had a problem with US Airways asking you to sign up for a credit card before purchasing a flight? by Neil

Neil — Tue, 07 Dec 2010 09:42:04 +0000

They didn't dupe you. Your not reading is not their misdeed.

You didn't notice that you hadn't been charged for the tickets? (You also, of course, never got a confirmation.)

Comment on southwest airlines credit card offer? by potatochip

potatochip — Sat, 27 Nov 2010 03:06:38 +0000

Check out this link.

http://www.southwest.com/rapid_rewards/visa.html

Comment on Can I use the Southwest 20% discount to get a Fun Card at Seaworld San Diego? by jit

jit — Wed, 17 Nov 2010 01:42:41 +0000

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Comment on how many credit card air miles would it take to fly from Los Angeles to Japan? by blmaster

blmaster — Sun, 14 Nov 2010 03:16:28 +0000

The number of miles depends entirely on the carrier in question. Carriers who are likely to serve this route include United, American, JAL, All Nippon Airways, Northwest, and probably more.

First step: Find out WHAT kind of miles they have. Which airline are they good with.

Second step: Find that airline's award travel chart on their webpage.

Third step: Check that airline's web site for award availability. Your friend may need to log into his account to do this. Alternately, you may try calling. There is often a fee (up to $25) for booking by phone, but the phone agents may be able to help you by searching for alternate dates or searching for tickets provided on "partner" carriers.

One thing to note: if your friend doesn't really have "miles" but instead has points with a credit card not affiliated with a specific airline - all bets are off. These programs work completely differently, and the only way to find out what the requirements and availability are would be to call the credit card company.